The educational-theoretical edition presents issues that reveal the economic content of personal finance and their place in the financial system of the state. Attention is paid to human capital in the formation of an individual's assets depending on the stage of his life cycle. Issues of personal financial planning using modern financial instruments are considered. In addition to methodological and methodological issues, the publication contains tasks for independent work, allowing you to master the basics of personal finance . Designed for masters, undergraduate students in the direction of "Economics", students of the system of professional retraining, teachers and practitioners .