The Book of Money. Credit. Banks”, created by the team of authors, is a fascinating and in-depth study of one of the most important and complex topics in the world of economics and finance. This edition will be a real guide for everyone who seeks to understand how the financial system functions, what mechanisms are behind lending and how banks affect the economy as a whole. In today's world, where money and financial instruments play a key role in our lives, understanding their nature and principles of work becomes necessary for everyone. This book covers a wide range of topics, from the history of money and its evolution to modern banking technologies and credit systems. The reader will be able to learn about how interest rates are formed, what factors affect creditworthiness, and how banks manage risks and ensure financial stability. The book will be of interest to both students of economic specialties and professionals working in the field of finance, as well as anyone who wants to understand the complex issues related to money and loans. If you want to understand how the banking system works, how to properly manage your finances or how to avoid common mistakes in obtaining a loan, this publication will be a real discovery for you. The topics raised in the book address not only economic aspects, but also social ones. The authors examine the impact of financial institutions on society, discuss ethical issues related to lending, and raise important questions about financial literacy. In an unstable economy, when many are faced with debt problems and lack of funds, understanding these issues becomes especially relevant. The style of the authors is characterized by accessibility and clarity of presentation, which allows even those who do not have a special education to easily absorb information. Each section of the book is filled with examples from real life, which makes the material more visual and understandable. The authors use up-to-date data and research, which adds scientific validity and relevance to the book. The Book of Money. Credit. Banks” will be a great addition to the library of anyone interested in finance It can be useful both for young people who are just starting out in the world of finance, and for more experienced readers who want to update their knowledge. If you are looking for literature that will help you understand complex financial issues, this book will be your reliable assistant. Do not miss the opportunity to immerse yourself in the world of finance and banking with the help of “Money . Credit. Banks" . This is not just a book, but a whole course in economics that will help you become more financially literate and confident in your actions in the market. Take a chance to change your attitude towards money and loans, and perhaps you will discover new horizons in the management of personal finances.