N. Novgorod: Nizhny Novgorod . gov. Archite. - build. Un-t, 2004. 110 s. The manual presents the main theoretical provisions and methodological approaches to the development of organizational and economic models of housing mortgages, optimization of the main economic parameters of mortgage programs. Practical examples of economic calculations. Compiled using scientific and methodological works of the authors, as well as modern domestic and foreign literary sources . Designed for teachers and students for use in the educational process, course and diploma design, as well as specialists in the field of mortgage operations, trainees of advanced training courses, graduate students and students of economic specialties .