The book "Money, Credit, Banks" by N. A. Moth and P. A. Janovi is a fascinating and in-depth study that opens up the world of finance and banking to the reader. In modern society, where money plays a key role in the life of every person, understanding their nature and mechanisms of functioning becomes especially relevant. The authors, with extensive experience in the field of economics and finance, offer readers not only theoretical knowledge, but also practical recommendations that will help to understand complex issues related to money, loans and banks. The book covers a wide range of topics, ranging from the basics of monetary circulation to modern trends in the banking sector. The authors explain in detail how money is formed, what role it plays in the economy, and how credit relations affect the financial stability of individuals and entire countries. The reader will be able to learn about the various types of loans, their advantages and disadvantages, as well as how to properly manage their finances in the face of constant changes in financial markets. This book will be of interest to a wide range of readers: from students and novice specialists in the field of economics to experienced financiers and entrepreneurs. If you want to better understand how the banking system works, how to use credit instruments correctly and how to avoid common mistakes in managing personal finances, then “Money, credit, banks” will become a real guide for you. The age category of readers is not limited, since the topics raised in the book concern each of us, regardless of the level of preparation. The book focuses on topical issues, such as the impact of digital currencies on traditional financial systems and changes in banking policy in the context of globalization. The authors analyze how modern technologies, such as blockchain and mobile payments, change the usual ideas about money and loans. These topics are not only intriguing, but also make you think about the future of the financial system, which makes the book especially valuable for those who want to be aware of the latest trends. Style of writing N. A. Moth and P. A. Janowicz is available and clear. The authors avoid complex terminology and overly scientific language, which allows the reader to easily absorb the material. Their approach to the presentation of information makes the book not only informative, but also fascinating .. By reading “Money, Credit, Banks”, you will not only gain new knowledge, but also be able to put it into practice in your life. If you are interested in such works as “Economics for Dummies” or “Financial Literacy for All”, then this book will be a great addition to your library. Not only will it broaden your horizons, but it will also help you better understand how to manage your finances in a rapidly changing world. Do not miss the opportunity to immerse yourself in the world of finance and discover new horizons along with “Money, credit, banks”!