Theoretical problems of insurance protection and practical aspects of improving insurance technologies in the digital economy are considered. An analysis of the place of insurance protection in the modern economy and the possibility of its use as a tool for solving social problems is presented formulated scientific and practical problems of improving insurance activities in Russia , In particular, the problem of formation of insurance capital , Use of financial technology in insurance, Improvement of health and environmental insurance. Conforms to the GEF of the latest generation. For researchers and practitioners working in the field of insurance; will be useful for students, graduate students and teachers of economic universities, as well as for all readers interested in insurance. Keywords: insurance protection; insurance capital; financial technologies; health insurance; environmental insurance .