The book "Money, Credit, Banks" edited by O. and . Lavrushina is a fascinating and in-depth study that immerses the reader in the world of finance, revealing key aspects of the functioning of the monetary system, lending and banking. This work will become an indispensable assistant for students, graduate students, teachers and anyone interested in economics and finance, as well as for professionals working in the banking sector. The book discusses the basic concepts and mechanisms associated with money, loans and banks, which makes it relevant for both novice researchers and experienced professionals. Lavrushin and his team of experts offer readers a unique perspective on the financial processes that shape the modern economy. They analyze in detail the functions of money, its role in the economic system, as well as the impact of lending on the development of business and the economy as a whole. The book touches on many topics that will be of interest to a wide audience .. For example, readers will be able to learn about how central banks function, how they regulate money circulation and what tools they use to manage inflation. Current trends in banking, including the digitalization of financial services and the emergence of cryptocurrencies, are also considered, which makes the book especially relevant in the face of rapid changes in the financial world. "Money, credit, banks" will be of interest not only to students of economic specialties, but also to everyone who wants to better understand how money works in everyday life. If you have ever thought about how loans affect your life, or want to understand how banks make decisions on loans, then this book will be a real discovery for you. It will help you develop financial literacy and learn to make more informed decisions in the field of personal finance. The style of the author and editors is characterized by accessibility and clarity of presentation, which makes complex economic concepts understandable even for those who do not have a special education. Lavrushin, known for his work in finance and banking, created a work that not only informs, but also inspires further study of the topic. His previous works, such as “Financial Management” and “Economics and Banking Organization”, have already won the recognition of readers and specialists, and “Money, Credit, Banks” continues this tradition. The book also raises important social and ethical issues related to the banking system and lending. How do banks affect society? What are the consequences of excessive lending for individuals and for the economy as a whole? These issues become especially relevant in the light of global economic crises and changes in countries' financial policies. In conclusion, “Money, Credit, Banks” is not just a textbook on economics, but a real encyclopedia of knowledge that will help readers understand complex financial issues and become more knowledgeable participants in economic life. This book will be a great addition to the library of anyone who seeks financial independence and wants to understand how the world of money works. Do not miss the opportunity to discover new horizons in the world of finance with the help of this fascinating and informative work!