The book "Banks and non-bank credit organizations and their operations", written by the author's team as part of Zhukov E. F. , Litvinenko L. T. and Eriashvili N. D. It is an in-depth and comprehensive analysis of the modern financial world in which banks and non-bank credit institutions play a key role. This edition will be especially interesting for those who want to understand the complex mechanisms of financial transactions, as well as for those who seek to understand how the credit system functions in a dynamically changing economy. From the first pages of the book, the reader plunges into the world of finance, where the authors use accessible language and illustrative examples to explain how banks and non-banking organizations carry out their operations. They consider not only traditional banking services, such as lending and deposit operations, but also more modern forms of financing, including microfinance and alternative credit solutions. This makes the book relevant for both economics and finance students and professionals working in the field. The book will be of interest to a wide range of readers: from undergraduate and graduate students to practitioners in the field of finance and banking . If you are interested in lending, investment, and also want to learn about new trends in the financial sector, then this publication will become an indispensable assistant for you. It will also be useful for entrepreneurs who are looking for ways to optimize their financial flows and want to understand how to effectively interact with credit institutions. The topics raised in the book cover a wide range of issues, including banking regulation, lending risks, and the impact of economic factors on financial transactions. The authors raise important questions about how modern technologies, such as fintech, are changing the lending landscape and what new opportunities they open up for consumers and businesses. The reader will be able to see how traditional financial models are adapting to new conditions and how non-banking organizations are becoming increasingly important players in the financial market. The style of the authors is distinguished by clarity and logical presentation, which allows even complex concepts to be presented in an accessible form. Each section of the book is accompanied by practical examples and cases, which makes the material not only theoretically sound, but also practically applicable. This is especially important for those who want not only to get acquainted with the theory, but also to apply the knowledge gained in real life. Zhukov E. F. , Litvinenko L. T. and Eriashvili N. D. are known for their scientific works and publications in the field of economics and finance. Their previous works were also popular with readers, and this publication is no exception. It continues the tradition of high-quality and relevant literature that contributes to the development of financial literacy. If you are looking for books on banking, lending or financial management, then “Banks and Non-Banking Credit Institutions and Their Operations” will be a great addition to your library. This publication will not only expand your knowledge, but also help you better understand how the financial system functions in the modern world. Immerse yourself in a fascinating journey through the world of finance with this book and discover new horizons in understanding banking and lending!