The book "Organization, accounting and audit of deposit operations of a commercial bank with individuals" by Saenko K. C. , Nazarova L. N. , Andreeva A. C. and Bolshakova N. N. is an in-depth and comprehensive study on one of the key areas of banking activity - deposit operations. This edition, published by Yaroslavl State University, will become an indispensable assistant not only for students and teachers studying financial and banking disciplines, but also for practitioners seeking to improve their skills. The book covers a wide range of issues related to the organization of deposit operations in commercial banks. The authors analyze in detail the processes associated with raising funds from individuals, and consider various types of deposits, including urgent, demand and accumulative deposits. An important part of the work is the coverage of accounting and auditing issues, which makes the book relevant for those who want not only to understand the theory, but also to apply the knowledge gained in practice. The book pays special attention to modern methods and technologies used in the banking sector. The authors consider how digitalization and the introduction of new information systems affect the organization of deposit operations, which makes the text especially relevant in the context of the rapid development of financial technologies. Readers will be able to learn about the trends and prospects for the development of deposit products, as well as how banks can adapt to the changing market conditions. The book will be of interest to a wide range of readers: from students studying banking, to experienced professionals working in the financial sector. It will be a useful resource for those who want to deepen their knowledge in the field of accounting and auditing, as well as for specialists engaged in the development and implementation of new banking products. In addition, the publication may be of interest to teachers who are looking for quality materials for training courses. The topics raised in the book include not only the technical aspects of organizing deposit operations, but also broader issues such as customer confidence in banks, the role of deposits in the economy and the impact of macroeconomic factors on banking activities. The authors emphasize the importance of transparency and reliability in the work of banks, which is especially important in conditions of instability of financial markets. The style of the authors is distinguished by clarity and accessibility of the presentation, which makes it easy to assimilate complex concepts. They use examples from real practice, which makes the material more clear and understandable. The book is written taking into account current requirements and standards, which makes it a reliable source of information for anyone interested in banking. If you are looking for literature on topics such as “banking”, “banking”, “financial transactions audit” or “deposit products”, then this publication will be a real find for you. It will not only expand your knowledge, but also help you better understand how the banking system as a whole functions. Do not miss the opportunity to get acquainted with this unique book, which will become your reliable guide to the world of deposit operations of a commercial bank.