The interpretation of Islamic banking, particularly its stance on interest, has sparked considerable interest and lively debate. At the heart of the discussion is the assertion that, according to Islamic political economy, money itself is not a commodity that can be bought and sold for profit. This idea is succinctly captured in a trusted hadith cited by Imam Ahmad: "How wonderful it is when good money is in the hands of a good person." Islam advocates for an economic system rooted in justice, holding that money cannot grow on its own when it is lent at interest. Instead, capital growth depends on income generated from other factors of production—labor, entrepreneurial skill, and land—not merely from possessing money. In essence, money is viewed as a means to create new value, not a commodity from which one can extract profit.