Heading into 2014, American businesses face an important decision about health care: Opt in or opt out?With the Patient Protection and Affordable Care Act, or Obamacare, in effect, companies with more than 50 employees will either offer health care benefits or face penalties. And the choice isn't as straightforward as it may sound?in many instances, some companies could save money by paying the fines rather than funding a health care plan. Others would lose money if they dropped coverage. Most employers would like to offer the benefit, but it needs to be truly affordable.;Cover; Title Page; Copyright; Contents; Acknowledgments; Preface: Go or No Go Under Obamacare?; Chapter 1: Private Payers Forge Disruptive New Business Model; Chapter 2: Three-Year Game Plan to Flatline Company Health Costs; Chapter 3: Self-Insurance: Companies Keep Their Health Savings; Chapter 4: Consumer-Driven: Companies Engage Employees; Chapter 5: Transparency: Entrepreneurs Shine Light on Prices, Quality; Chapter 6: Centers of Value: Payers Move Business; Chapter 7: Restructured Pricing: Payers Demand Better Models; Chapter 8: On-Site Clinics: Payers Take Over Primary Care.