The cost of housing and communal services is constantly growing, and our salaries, unfortunately, do not always keep up with it. How to reduce this item of family budget expenses? Will installing gas and water meters or using energy-saving lamps help save significant money? Why do you need to double-check the numbers indicated on the receipts, and who is entitled to receive subsidies for housing and communal services? What should the total family income be for the city to partially cover the cost of utilities? What household appliances should you choose and how to handle them correctly to save energy? The book you are holding in your hands will answer these and many other questions. By following the advice given in this book, you are guaranteed to be able to reduce your costs for housing and communal services by 30–50%.