Our life today is incredibly changeable and unstable. There are a lot of opportunities and even more risks . The question of how to ensure a decent future for ourselves and our loved ones, preserving and increasing our savings, worries each of us. However, how not to get lost in the complex world of finance, how to make really competent and effective steps? The author of the book - in simple and understandable language, without an excess of formulas and mathematical calculations - tells about what to do for a novice investor : What assets to choose, how to dispose of them, what services to use for this purpose The book is full of useful practical advice and contains a clear step-by-step plan for those who decided to learn how to manage their money for their own benefit.