The book "Actual problems of finance through the eyes of youth: the III All-Russian Student Scientific and Practical Conference" is a unique collection, which is the result of the work of young scientists and students who gathered in Ulyanovsk to discuss pressing issues of the financial sphere. This work, created by a team of authors, not only reflects fresh ideas and approaches to solving current problems, but also demonstrates how young people perceive and analyze the financial realities of our time. The book explores various aspects of finance, ranging from personal finance management to complex financial policy and economic security issues. Each section is filled with original research and analytical materials that emphasize the creative approach of young authors to traditional topics. The reader will see how students interpret these problems, offering non-standard solutions and new perspectives that can be useful for both business and government structures. This book will be of interest to a wide range of readers: from undergraduate and graduate students studying economics and finance, to teachers and practitioners who want to get acquainted with the views of young people on current trends in the financial sector. It can also attract the attention of those who are interested in new ideas and fresh views on familiar problems, as well as those who want to understand how young people see the future of finance and the economy as a whole. The topics covered in the book cover a wide range of issues, from financial literacy and investment to sustainable development and the impact of digital technologies on financial processes. It is important to note that the authors not only analyze existing problems, but also suggest ways to solve them, which makes the book a practical guide for anyone who wants to understand complex financial issues. Readers will be able to find in it not only theoretical calculations, but also practical recommendations, which makes the material especially valuable. The writing style of the authors is lively and accessible, which makes it easy to perceive even the most complex concepts. Each of the authors brings their own individuality to the text, which makes reading fascinating and diverse. This is not just a scientific work, but a real platform for discussion, where young minds can exchange opinions and find like-minded people. The book "Actual problems of finance through the eyes of young people" will be an excellent addition to the library of any student or specialist in the field of economics and finance. It inspires reflection and encourages action, offering new ideas and unconventional approaches to solving old problems. If you are looking for fresh views on the financial sphere, want to know how young people perceive the challenges of our time and what solutions it offers, this collection should definitely take place on your shelf. Do not miss the opportunity to get acquainted with the works of young researchers who may become leading experts in the field of finance in the future. The book opens the door to new knowledge and understanding, and will certainly become a valuable resource for anyone interested in topical issues of finance and economic science.