The Participation of New Banking Products in the General Welfare System, edited by P. T. Khayrutdinova is a fascinating and in-depth study that immerses the reader in the world of financial innovation and its impact on economic and social development. This work, created by a team of authors, unites the opinions of experts in the field of banking, economics and sociology, which makes it a valuable source of information for both professionals and a wide audience interested in modern financial trends. The book focuses on new banking products that appear against the backdrop of rapid changes in the financial sector. The authors analyze how these innovations can contribute to the general welfare of society, improving access to financial services and increasing financial literacy of the population. The reader will be able to learn about how modern technologies, such as fintech, affect traditional banking practices and open up new horizons for customers and businesses. The book will be of interest to a wide range of readers: from undergraduate and graduate students of economic and financial specialties to practitioners in the field of banking and investment. It can also attract the attention of entrepreneurs who want to understand how new financial instruments can help in the development of their business. If you are interested in the topics of financial sustainability, social impact of business and innovative development, this publication will be a real find for you. The topics raised in the book cover a wide range of issues, such as the availability of financial services, the impact of new technologies on the banking system, and the role of the state in regulating the financial market. The authors not only describe the existing problems, but also suggest ways to solve them, which makes the book not only a theoretical, but also a practical guide for anyone who wants to understand the complex system of modern finance. Style R. T. Khayrutdinova and his colleagues are distinguished by clarity and accessibility, which allows even complex economic concepts to be presented in an understandable and fascinating form. This makes the book an ideal choice for those who want not only to get information, but also to enjoy the reading process. The authors use many examples from real practice, which allows the reader to better understand how theoretical ideas are applied in life. The book “Participation of new banking products in the general welfare system” is an important contribution to the study of financial innovations and their impact on society. She emphasizes that new banking products not only contribute to economic growth, but can also become a tool for solving social problems. This publication will be an indispensable assistant for all who seek to understand how the financial system can work for the benefit of society. If you are looking for books on financial innovation, banking or social entrepreneurship, then this edition will be a great addition to your library. Read “Participation of new banking products in the general welfare system” and discover new horizons in the world of finance that can change our society for the better.