The book "Money-credit and financial system (for bachelors)", written under the editorship of M. A. Abramov and E. In. Markina is an important and relevant work that will become an indispensable assistant for students studying economics, finance and banking. This publication not only covers the main aspects of the monetary and financial systems, but also immerses the reader in the complex but fascinating world of financial mechanisms that govern the country's economy. The main purpose of the book is to give the reader a clear idea of how monetary and financial systems function, what factors affect their development and how they interact with each other. The authors, with extensive experience in the field of economics and finance, offer in-depth analysis, supported by current data and examples from real practice. The book covers such important topics as the role of the central bank, lending mechanisms, the impact of inflation on the economy and many other aspects that are critical to understanding financial processes. This book will be especially useful for undergraduate students studying economics, finance, banking and related disciplines. It may also be of interest to graduate students, faculty, and practitioners who seek to update their knowledge and understanding of modern financial systems. If you want to understand how financial markets function, how lending decisions are made and what factors affect economic stability, then this publication will be a real guide for you. The topics raised in the book are extremely relevant in today's world, where financial systems are subject to constant changes and challenges. The authors emphasize the importance of financial literacy and an understanding of the mechanisms that drive cash flows in a society. The book also touches on the regulation of financial markets, making it particularly valuable for those interested in politics and economics. The style of the authors is clear and accessible, which allows the reader to easily assimilate even the most complex concepts. They use many examples and illustrations, which makes the material more clear and understandable. In addition, the book contains practical tasks and questions for self-examination, which contributes to better assimilation of material and preparation for exams. M. A. Abrams and E. In. Markin are well-known experts in the field of economics and finance, and their work has already established itself as high-quality teaching aids. There are many other publications in their portfolio that may also be of interest to readers who wish to deepen their knowledge in the field of finance. The book “Monetary and financial systems” is not just a textbook, but a real find for those who want not only to learn, but also to understand how the world of finance works. If you are looking for literature on topics such as “financial systems”, “monetary policy”, “economy for students”, then this edition will be an excellent choice. It will not only expand your knowledge, but also help form the critical thinking needed to analyze financial processes. Do not miss the opportunity to immerse yourself in the world of finance with this fascinating and informative book!