The book "Banks and Banking", written by a team of authors under the leadership of L. In. Kolyadova, is an in-depth and comprehensive study devoted to the most important aspects of banking. This publication will become an indispensable assistant not only for students and teachers of economic universities, but also for practitioners seeking to deepen their knowledge in the field of finance and banking management. In today's world, where financial systems are becoming more complex and multifaceted, understanding the principles of banks and their role in the economy is a necessity. The book covers a wide range of topics, ranging from the basics of banking to modern trends in banking. The authors examine in detail such key aspects as lending, deposit operations, risk management, as well as the impact of digitalization on the banking sector. The reader will be able to learn about how banks are adapting to changes in the economic environment, as well as about new technologies, such as blockchain and fintech, which are changing the landscape of financial services. Who can be interested in this book? First of all, it will be useful for students of economic specialties studying banking and finance . However, you should not limit yourself to this audience .. Practicing bankers, financial analysts and managers, as well as everyone who is interested in the economy and wants to understand the intricacies of the banking system, will find in this publication a lot of useful information. The book is written in accessible language, which makes it understandable even for those who are just starting out in the world of finance. The topics raised in the book are relevant and important for understanding the modern financial world. The authors focus on how banks affect the economic development of the country, how they interact with other financial institutions and what role they play in the life of each person. In the context of globalization and economic instability, knowledge of the basics of banking becomes especially valuable. The book helps the reader to understand how financial decisions made by banks can affect his own life and well-being. The style of the authors is distinguished by clarity and logical presentation, which makes it easy to assimilate complex concepts. L. In. Kolyadov, as the lead author, is known for his work in finance and economics. His previous publications have also earned recognition among professionals and students. In this book, he and his team were able to combine theoretical knowledge with practical examples, which makes the material not only cognitive, but also practical. If you are looking for books that will help you better understand the banking system, pay attention to such works as “Financial Markets and Institutions” by Frederick Mishkin or “Basics of Banking” by John G. C. Greenwood . These books, like Banks and Banking, will help you deepen your knowledge and prepare for a successful career in finance. Thus, “Banks and Banking” is not just a textbook, but a real encyclopedia of knowledge that will become a reliable companion on the way to understanding the complex and fascinating world of finance. Do not miss the opportunity to expand your horizons and immerse yourself in the exciting world of banking with this wonderful book!