The book “International Settlements and Payment Systems”, written by a team of authors, is an important work that highlights the key aspects of financial transactions in the global arena. In a rapidly changing world, where the borders between countries are becoming less significant for business, understanding of international payments and payment systems becomes necessary for the successful operation of both large corporations and small enterprises. This book will be of interest not only to students and teachers of economic and financial faculties, but also to practitioners working in the field of international trade, banking and financial technologies .. It is suitable for both novice entrepreneurs and experienced managers seeking to deepen their knowledge of modern financial instruments and mechanisms that allow transactions between countries. The book covers such important topics as currency risks, ways to minimize the costs of international transfers, as well as various payment systems that are actively used in the world. The authors analyze in detail how systems such as SWIFT, SEPA and others work, and explain how they affect the speed and security of international payments. Readers will be able to learn about new trends in the field of fintech, such as cryptocurrencies and blockchain technologies, which are already beginning to change traditional approaches to calculations. The style of presentation of the authors is clear and accessible, which allows even those who do not have deep knowledge in the field of finance to easily assimilate the material. The book is filled with practical examples and cases, which makes it not only a theoretical, but also a practical manual. Readers will be able to see how theoretical concepts are applied in practice, which greatly enriches their understanding of the topic. In addition, International Settlements and Payment Systems raises important issues related to the regulation of international financial transactions and consumer protection. The authors discuss how different countries adapt their legislation to the new challenges associated with globalization and digitalization of the economy. This makes the book relevant not only for professionals, but also for anyone interested in modern economic processes. If you are looking for literature that will help you understand the complex mechanisms of international finance, this book will be an excellent choice. It can be useful for those who want to expand their horizons in the field of international trade, as well as for those who are planning a career in international financial institutions or banks. In conclusion, “International Settlements and Payment Systems” is not just a textbook, but a real find for everyone who wants to be one step ahead in the world of finance. The book promises to be an indispensable assistant for all who seek to understand how international payments work and what opportunities they open for business. Read, learn and discover new horizons together with this fascinating and informative book!