Financial Management . Formation and use of financial resources . Tutorial for students, bachelors and masters” is an indispensable work that opens doors to the world of financial literacy and resource management. Created by a team of authors, this book is not just a textbook, but a guide to the complex but fascinating world of financial management. It will become a reliable assistant for students seeking to master the basics of finance, as well as for those who want to deepen their knowledge in this area. The book focuses on the key aspects of the formation and use of financial resources. The authors consider in detail how to properly manage finances both at the level of an individual company and at the state level. The reader will learn about the principles of financial planning, budgeting, analysis and control, as well as how to optimize financial flows to achieve maximum efficiency. This material will be useful not only for students, but also for practitioners who want to update their knowledge or understand modern approaches to financial management. The book will be interesting to a wide range of readers .. Students of economic specialties, bachelors and masters, as well as graduate students studying financial disciplines, will find here a lot of useful information. In addition, it can attract the attention of entrepreneurs, managers and anyone who is interested in financial management issues and seeks to improve their skills in this area. Readers who are looking for literature on topics such as “financial analysis”, “financial management”, “budgeting” or “financial reporting” will also find this guide a lot of interesting and useful. The topics raised in the book cover a wide range of issues related to financial management. The authors not only explain the theoretical foundations, but also offer practical recommendations, which makes the material accessible and applicable in real life. Important attention is paid to the analysis of financial indicators, evaluation of investment projects and risk management. These aspects are especially relevant in an unstable economy, when competent financial planning becomes the key to successful business. The style of the authors is distinguished by clarity and accessibility of the presentation, which makes it easy to assimilate even the most complex concepts. Each chapter is accompanied by examples and practical tasks, which helps the reader to consolidate the knowledge gained . In addition, the book presents current data and research, which makes it especially valuable for students preparing for exams or defending diplomas. If you are looking for literature that will help you understand the intricacies of financial management, "Financial Management. Formation and use of financial resources" will become your reliable assistant. This tutorial will not only enrich your knowledge, but also inspire you to further study financial disciplines. It can become the basis for your career in finance, as well as help you in your personal life by teaching you how to properly manage your resources. In conclusion, this tutorial is not just a book, but a whole set of knowledge that will help you become a confident specialist in the field of financial management. Do not miss the opportunity to immerse yourself in this fascinating topic and discover new horizons in the world of finance!