At all times - both in times of crisis and in "peace" time - every normal person is concerned with the question of how not to lose and multiply what is earned. The well-known financial consultant Isaac Becker approaches this task from the point of view of common sense, relying on his many years of experience working with foreign and Russian clients. Revealing the secrets of the organization of personal finance, he talks about the most effective modern methods of protecting capital and investing money, gives many practical examples of solving difficult everyday problems. The author wrote the book at a time when the financial crisis of 2008 was unfolding. , and this is reflected in the presentation of the material and recommendations. The book is intended for a wide range of readers, but it will be especially interesting for those who have already managed to earn their first million, and for those who are just trying to earn it.