The Banking System in the Modern Economy, edited by O. and . Lavrushina is a deep and comprehensive study that immerses the reader in the complex world of financial institutions and their role in the economy of the 21st century. This work is not just a textbook, but a real encyclopedia that examines both the theoretical aspects of banking and the practical realities faced by modern banks and their clients. The book raises the most important issues related to the functioning of the banking system, its impact on economic development, as well as new challenges faced by financial institutions in the context of globalization and digitalization. Lavrushin and his team of experts analyze how modern technologies, such as blockchain and artificial intelligence, are changing approaches to lending, risk management and customer interaction. Readers will be able to learn about how banks adapt to new conditions, how they use innovation to improve efficiency and competitiveness, and what changes the financial sector expects in the future. This book will be especially interesting for students and teachers of economic specialties, as well as practitioners in the field of finance and banking .. It will suit both those who are just starting their way in the study of economics and experienced professionals seeking to deepen their knowledge of modern trends in the banking sector. Readers interested in financial stability, credit policy, and banking regulation will find much useful information and fresh ideas in this book. The topics raised in the “Banking System in the Modern Economy” cover a wide range of issues: from the foundations of banking and its historical development to the analysis of current problems and prospects. The book addresses such important aspects as the role of central banks, the influence of international financial institutions, as well as the problems associated with financial crises and their consequences for the economy. Lavrushin and his colleagues emphasize that understanding these issues is key to successfully navigating the world of finance and to developing effective strategies for both banks and customers. The style of the author and editors is distinguished by clarity and accessibility, which makes complex economic concepts understandable to a wide audience. Lavrushin, known for his work in finance and economic theory, demonstrates the ability to combine theory with practice, which makes his books not only informative, but also fascinating. In previous works, he has already raised topics related to economic development and financial markets, and in this book his experience and knowledge find a new, deeper reflection. If you are looking for a book that will help you understand how the banking system functions in the modern world, “The Banking System in the Modern Economy” will be an excellent choice. It will not only expand your knowledge of finance, but also give you the opportunity to look at banking from a new perspective. Readers interested in such works as "Financial Markets and Institutions" or "The Economics of Money and Banks" will find in this book much in common and useful. Thus, the “Banking system in the modern economy” is not just a book, but an important tool for everyone who wants to be aware of the latest trends in the banking sector and understand how these changes affect the economy as a whole. Do not miss the opportunity to immerse yourself in the world of finance and discover new horizons with O. and . Lavrushin and his team of experts!