When you file for Chapter 13 bankruptcy, you can wipe out some of your debt and pay off the rest over time with a repayment plan approved by the bankruptcy court. You may be able to:avoid foreclosurestop car repossessionreduce car loan debtstop most debt collectors, andremove junior liens from your homeHere, you'll find clear explanations of the Chapter 13 process and worksheets to help you:consider alternatives to bankruptcydecide if Chapter 13 is your best optiondetermine if you qualify for Chapter 13estimate your monthly plan repaymentfind and work effectively with an excellent lawyer, andrebuild your credit after bankruptcyThis revised edition includes all the latest changes in bankruptcy law, including updated 50-state exemption tables, and important U.S. Supreme Court decisions.If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’sChapter 13 Bankruptcyis the essential guide you need to understand the procedures and law.Please note:This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo'sHow to File for Chapter 7 Bankruptcy.